Resource Center

Features

Merchant Control Panel

The NMI Merchant Control Panel offers merchants a secure online portal to manage their accounts, featuring a wide range of tools to streamline operations.

Key Features:

• Virtual Terminal
• Advanced Reporting
• Product Management
• Marketplace Solutions.
• Utility Tools

Virtual Terminal

A versatile tool for remote and in-person sales.

• Card Sales: Enter or swipe customer payment details.
• Check Sales: Accept electronic checks.
• Cash Sales: Record and manage cash transactions.
• ACH Sales: Accept ACH transactions.

For more information on the Virtual Terminal, please go to Virtual Terminal Guides .

Advanced Reporting

Simplifies financial analysis and decision-making.

Customizable Reports on Transactions, Subscriptions and Invoices:

• The snapshot form provides a broad overview using different filtering options.
• Allows more specific search criteria to be used, such as last name, email, address, or transaction ID.
• This tool is used to search for recurring subscriptions. Narrow search results by selecting fields relevant to the search.
• Utilize advanced filters to search for and generate detailed invoice reports, simplify navigation and allowing for quick access to specific data.

For more information on the reporting tool, please read Merchant Portal Reporting .

Recurring

Perfect for memberships or periodic payments.

Recurring billing allows merchants to charge customers on a set schedule. The recurring module is accessible via the Gateway Control Panel and API.

• Add Subscription: Link subscriptions directly to the customer's preferred payment method for seamless billing.
• List Subscriptions: Search recurring subscriptions.
• Add Plan: Create customized plans tailored to the subscriptions.
• List Plans: View and modify plan information.

For more information on the Recurring feature, please read General Questions about Recurring .

Customer Vault

Secure storage of sensitive billing information.

The Customer Vault has two main features:

• Add Customer: Merchants have the option of adding a customer record by either adding a credit card or eCheck.
• List Customers: Merchants can search customer records by filling out designated fields.

For more information on the reporting tool, please read Customer Vault Features and Services .

E-Invoicing

Electronic Invoicing allows merchants to send branded email invoices with detailed line items, automatically converted to PDFs, and a secure payment link. Customers can pay directly using a credit card or bank account without requiring a merchant-hosted payment page. Merchants can create and track invoices via the Merchant Portal or API, simplifying billing and saving time to focus on their business.

• Multiple currencies and variety of payment methods: Credit Card, Cash, or ACH
• Partial or full payments
• Default processor per invoice
• Brandable emails and invoices
• Simple and intuitive, minutes to merchant's first invoice
• Integrated with Product Manager to streamline invoicing process

For more information on Electronic Invoicing, please read Getting Started | Electronic Invoicing .

Batch Upload

Handles high volumes with efficiency.

• Flexible File Format Support: The gateway supports Batch Upload files in CSV, XLS, or TXT files via SFTP, FTPoS or manual web upload.
• Scalability: The system processes uploaded files in parallel, efficiently handling single batch files with hundreds of thousands of transactions while performing just as effectively with smaller record sets, whether 10, 100, or 1,000 entries.

For more information on Batch Upload, please visit Batch Upload More Info .

Fraud Prevention

Protects against unauthorized transactions.

• Set Thresholds: Set any daily, weekly, monthly or yearly rules that can be set for both transaction value and transaction volume.
• User Ban: Allows to ban specific users, by the IP address of their computer, by their credit card number, by country, or by their user information in the system.
• Exceptions: Design exceptions for the fraud ban system.
• Review: Review transactions that have been flagged and handle them on a case-by-case basis.
• History Log: Allows to see recent transactions performed, with a color-coding chart for easy reference as to whether the transaction was accepted, denied, etc.

Marketplace Apps

Allows to process transactions using the following apps; compatible with multiple card readers.

iProcess: A simple POS app for IOS and Android that supports keying in credit card numbers, or the following card readers:

• BBPOS Chipper 2X (connects via Bluetooth)
• Miura M010 (connects via Bluetooth)
• Magtek aDynamo (connects via headphone jack)
• ID Tech VP3350 (connects via USB-C, Lightning, or Bluetooth)

Swipe: A Windows-based PC application designed for face-to-face retail merchants, supporting card-present transactions using an encrypted card reader. The supported hardware includes:

• Ingenico Lane/7000 (requires version 6.0 or later)
• Ingenico Lane/5000 and Lane/3000
• Ingenico iPP320 and iSC250
• Verifone VX820 and MX915
• Magtek Dynamag (HID)
• ID Tech M130

Utilities

Product Manager

The Product Manager enables you to store and organize items and item packages, streamlining product-focused transactions for greater efficiency and consistency. With tools to create categories, define products, and build packages, it helps optimize sales and enhance inventory management.

For more information about the Product Manager, please read Product Manager: Instructions .

Collect Checkout

Collect Checkout is a hosted shopping cart that simplifies online payments. Add items to the Product Manager, generate a payment link, and share it via email, social media, or your website to start accepting payments instantly.

Developers can also integrate Collect Checkout to completely offload the card collection and processing. The full Collect Checkout documentation can be found here.

Integrations

The payment gateway can be integrated into a website or mobile device through various methods, each differing in ease of integration, required resources, available features, and additional security measures.

• Payment API: Direct integration for web/non-web apps.
• QuickClick Shopping Cart
• WooCommerce
• Shopify
• Gateway Emulator
• Software Developer Kits (SDKs)

Hardware Compatibility

Compatible Terminal(s):

• PAX A920

Compatible Card Readers:

1. Magtek aDynamo: Encrypted card reader for accepting swiped transactions from iOS and Android devices. Plugs into a headphone jack.
2. Magtek Dynamag (HID): Simple, encrypted card reader that accepts swiped transactions. Plugs in via USB and works with Swipe and SyncPay.
3. Magtek Dynamag (KEY EMU): Simple, encrypted card reader that accepts swiped transactions. Plugs in via USB and works in the Virtual Terminal.
4. ID Tech M130: Encrypted card reader that allows swiped and keyed transactions processed with Swipe.

Compatible Mobile Devices:

• iOS Devices: iPhone, iPad, and iPod touch running iOS 10.0 and later.
• Android Devices: Phones and tablets running Android OS 4.4 and later.

Level III Processing

Level III Advantage helps B2B and B2G businesses reduce transaction costs by optimizing interchange rates from major card companies like Visa and MasterCard. Using Level II and III data, it minimizes expenses and prevents downgrades.

• Cost Savings - By including detailed transaction information through Level III Advantage, businesses can qualify for lower interchange rates, reducing their processing expenses (bin lookup for company cards to not overcharge). This translates to increased profitability and improved bottom line.
• Risk Mitigation - Level III Advantage empowers merchants to mitigate risks associated with credit and debit card transactions. By complying with the requirements of Level II and Level III data submission, businesses enhance transaction security and reduce exposure to potential losses.
• Competitive Advantage - Utilizing Level III Advantage enables businesses to outperform competitors by securing optimized interchange rates. This competitive edge allows merchants to offer better pricing to customers, attract new business partners, and foster relationships with large corporations.