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MCC List of High-Risk Merchants Required Card Brands Registration

VISA High-Integrity Risk Merchants

For all Card-Absent Transactions using the following MCCs:

  • 5122 (Drugs, Drug Proprietaries, Druggist Sundries)
  • 5912 (Drug Stores, Pharmacies)
  • 5962 (Direct Marketing - Travel-Related Arrangement Services)
  • 5966 (Direct Marketing - Outbound Telemarketing Merchants)
  • 5967 (Direct Marketing - Inbound Telemarketing Merchants)
  • 5993 (Cigar Stores and Stands)
  • 7273 (Dating and Escort Services)
  • 7995 (Betting, including Lottery Tickets, Casino Gaming Chips, Off-Track Betting, and Wagers at Racetracks)

For certain Card-Absent Transactions using the following MCCs:

  • 4816 (Computer Network/Information Services), for the sale of access to cyberlockers or remote digital file-sharing services
  • 5816 (Digital Goods - Games), for Transactions involving skilled game wagering (for example: daily fantasy sports)
  • 6051 (Non-Financial Institutions - Foreign Currency, Non-Fiat Currency [for example: Cryptocurrency], Money Orders [Not Money Transfer], Travelers Cheques, and Debt Repayment), for the sale of cryptocurrencies.

Mastercard Registration Program

Non-face-to-face adult content and services Merchants:

  • 5967 (Direct Marketing—Inbound Telemarketing Merchants)
  • 7841 (Video Entertainment Rental Stores)

Non-face-to-face gambling Merchants

  • 7801 - Government Licensed On-Line Casinos (On-Line Gambling) (US Region only)
  • 7802 - Government-Licensed Horse/Dog Racing (US Region only)
  • 7995 - Betting, including Lotery Tickets, Casino Gaming Chips, Off-Track Betting, Wagers at Racetracks, and games of chance to win prizes of monetary value

Non-face-to-face pharmaceutical Merchants

  • 5122 - Drugs, Drug Proprietaries, and Druggist Sundries
  • 5912 - Drug Stores and Pharmacies

Non-face-to-face tobacco product Merchants

  • 5993 - Cigar Stores and Stands

Government-owned lotery Merchants (U.S. Region only)

  • 7800 - Government-Owned Loteries (US Region only)
  • Government-owned lotery Merchants (specific countries)
  • 9406 - Government-Owned Loteries (Non-U.S. region)

Skill games Merchants

  • 7994 - Video Game Arcades/Establishments

High-risk cyberlocker Merchants

  • 4816 - Computer Network/Information Services

High-risk securities Merchants

  • 6211 - Security Brokers/Dealers

Cryptocurrency Merchants

  • 6051 - Non-Financial Institutions - Foreign Currency, Liquid and Cryptocurrency Assets (for example: Cryptocurrency), Money Orders (Not Money Transfer), Account Funding (not Stored Value Load), Travelers Cheques, and Debt Repayment

Negative option billing Merchants selling physical products

  • 5968 - Direct Marketing - Continuity/Subscription Merchants that sell subscription products or services via direct mail, phone, the Internet, or other direct marketing method that includes either a toll-free number, mailing address, e-mail address, or website URL. Such merchants may offer a series of products (such as one book a month for one year) or the annual renewal of a single product. The cardholder's Mastercard card account is billed for the product or service on a continuing or periodic basis (such as once a month or twice a year), and the product or service continues until the subscription or series ends or the cardholder or merchant terminates the agreement. This MCC includes book clubs, magazine and newspaper subscriptions, audio clubs selling records, tapes, and compact discs (CDs), video tape and digital video disc (DVD) clubs, collectible series subscriptions (for example, series of stamps, coins, books, plates, china figures, or plates), magazine subscriptions, health-care product subscriptions, cosmetics subscriptions, vitamin subscriptions, and credit card registration service companies.

Merchants reported under the Excessive Chargeback Program