Secure, Fast, and Cost-Effective Bank Transfers for Your Business
At Pepper Pay, we make ACH (Automated Clearing House) payments simple, secure, and efficient—allowing businesses to accept direct bank transfers with lower fees and greater reliability than traditional card payments.
Whether you need to process one-time payments, recurring billing, or B2B transactions, our ACH solution provides a seamless way to move money while reducing processing costs.
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Why choose the Pepper Pay ACH Solution?
Never let too many steps in your checkout process lead to customers abandoning their cart or losing interest and shopping somewhere else.
Simple Sign Up
Using data aggregation and identify verification customers only need to input their address and bank account username and password once and never again.
Frictionless Checkout
No app downloads. No card number insertion. No social security required. We removed friction from the checkout process to make customer checkout as easy as possible.
Superior Security
Our ACH Solution leverages the customers' existing bank to ensure maximum security on every transaction. All activity is securely verified to guarantee accuracy for customer and merchants.
Account Verification
We will only approve transactions for accounts with enough funds for each unique transaction. Reducing chargebacks and mitigating fraud simultaneously.
24/7 Human Support
Support is what we do best. To ensure your customers can pay for anything, anytime from anywhere we have full time humans around the clock to help with any issues that may arise.
How ACH Payments Work with Pepper Pay
- Customer Authorization: Customers provide their bank details and authorize the ACH transaction.
- Secure Bank Transfer: Secure Bank Transfer: Funds are electronically withdrawn from the customer's bank and settled to your business account.
- Settlement & Confirmation: Payments are processed efficiently, with funds typically settling in 3-4 business days.
Perfect for Various Industries:
B2B Payments
Simplify invoice payments and bulk transactions.
Subscription & Membership-Based
Business
Set up automatic recurring billing.
Retail & E-commerce
Offer ACH as a low-cost alternative to credit card payments.
Service Providers & Freelancers
Get paid directly without high transaction fees.