
High-Risk Industries: Simplified, Supported, and Scalable.
With an experienced team specializing in high-risk industries, we take the time to understand your business before crafting the right solution. Where others see challenges, Pepper Pay sees opportunity, helping complex or emerging verticals grow with confidence. With Pepper Pay you can scale securely, stay compliant, and achieve long term growth.
Learn MoreCustom Merchant Accounts for Every High-Risk Vertical
Whether your business sells unique products, is hard to place, or experiences chargebacks, we have a payment processing solution for you.
Learn MoreStability and Predictability for High-Risk Industries.
Every high-risk vertical requires a partner who understands its unique challenges. At Pepper Pay, we specialize in providing reliable processing for industries such as smoke shops, CBD, direct marketing, telehealth, alcohol, firearms, travel, and more.
Whether your business faces fraud risk, chargebacks, or regulatory scrutiny, Pepper Pay delivers the right solution. With our nationwide network of bank and processor relationships, we help you find a long-term, stable home for your merchant account.

The Highest Approval Rates in the Industry
Get approved faster, scale with confidence, and secure the stability your business deserves.









