Resource Center

Prohibited MCCs

MCC Code Description
MCC 4411 Cruise lines
MCC 4511 Airlines/ Air Carriers (3000-3298)
MCC 4722 Travel Agencies - all card not present transactions with less than 6 months history
MCC 5300 Discount membership plans - Depends on product/service sold, requires bank approval (Esquire)
MCC 5399 Misc General Merchandise - all card not present transactions with less than 6 months history
MCC 5499 Misc Food Stores - Default - all card not present transactions with less than 6 months history
MCC 5691 Men's/Women's Clothing Stores - all card not present transactions with less than 6 months history
MCC 5699 Misc Apparel/Access Stores - all card not present transactions with less than 6 months history
MCC 5719 Misc Home Furnishing Specialty - all card not present transactions with less than 6 months history
MCC 5868 Psilocybin Mushrooms/Pseudo/synthetic/designer drugs/mood altering substances such as bath salts or incense
MCC 5962 Direct Marketing Travel, including discount travel clubs, timeshares - unless MOTO
MCC 5966 Direct Marketing Outbound Telemarketing - unless MOTO
MCC 5967 Direct Marketing Inbound Teleservices, audiotext & videotext
MCC 5969 Other Direct Marketers - all card not present transactions with less than 6 months history
MCC 5999 Misc Specialty Retail - all card not present transactions with less than 6 months history
MCC 7012 Timeshares - timeshare rentals, leases, and sales
MCC 7276 Tax relief/Fine or penalty reduction assistance
MCC 7372 Computer Program/System Design - all card not present transactions with less than 6 months history
MCC 7995 Non-Face to Face Gambling *ONLY card present transaction allowed
MCC 7278 Buying Clubs (with membership fees deemed by Bank to be excessive)