MCC's That Accept EBT/SNAP Transactions
Here's a list of Merchant Category Codes (MCCs) that are commonly associated with EBT/SNAP-eligible transactions. These codes generally fall under categories related to food purchases, which are allowed under the Supplemental Nutrition Assistance Program (SNAP).
MCCs That Typically Accept EBT Payments
| MCC | MCC Description |
|---|---|
| 5411 | Grocery Stores and Supermarkets that sell a wide range of SNAP-eligible food items. |
| 5422 | Freezer and Locker Meat Provisioners. Specialty stores that sell frozen or fresh meat. |
| 5441 | Candy, Nut, and Confectionery Stores. Stores selling sweets and snacks, which are eligible under SNAP. |
| 5451 | Dairy Product Stores. Stores that specialize in selling dairy products, such as milk, cheese, and yogurt. |
| 5462 | Bakeries. Stores selling bakery products that are not intended for on-premises consumption. |
| 5499 | Miscellaneous Food Stores. Stores that sell food but don't fall into a specific category (e.g., health food stores, specialty stores). |
| 5812 | Eating Places, Restaurants. Only for certain states participating in the Restaurant Meals Program (RMP)*, which allows homeless, elderly, or disabled SNAP recipients to use their benefits for prepared meals. |
| 5921 | Package Stores, Beer, Wine, and Liquor. Some beverages (excluding alcoholic items) may be SNAP-eligible if they meet USDA guidelines. |
| 5300 | Wholesale Clubs. Wholesale stores like Costco, Sam's Club, etc., where SNAP-eligible foods can be purchased. |
| 5999 | Miscellaneous and Specialty Retail Stores. Some miscellaneous stores may offer SNAP-eligible food products. |
| 5814 | Fast Food Restaurants. Only allowed in certain states with Restaurant Meals Program (RMP)*. |
Important Notes
- Non-Food Purchases: Items such as hot foods, alcohol, tobacco, and non-food items like pet food, household supplies, and hygiene products are not eligible for purchase with SNAP benefits, even if they are sold at SNAP-approved merchants.
- *Restaurant Meals Program (RMP): Only available in a few states, this program allows certain qualified SNAP recipients (the elderly, homeless, or disabled) to use their benefits for prepared meals at approved restaurants.