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Digital commerce
from start to finish

Elevate your business with our integrated payments platform designed to streamline every facet of digital commerce. Whether you operate in-store or online, Pepper Pay empowers you to collect, manage, and send money effortlessly. Say goodbye to patchwork solutions and hello to a scalable, native platform that sets the industry standard. Experience faster transactions, accelerated cash flow, and hassle-free implementation. Join us and redefine your business potential with Pepper Pay – where innovation meets affordability.

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Level Up your business with the Pepper Pay platform & API’s. Next level digital commerce at an unbeatable price.

Simple, easy to understand paperwork and a salesperson to help you through it—to explain all costs and make sure the expectations are clear.
Our team is efficient and agile allowing us to on-board and train merchants promptly and easily.
We are satisfied when our customers are satisfied 100%.

At Pepper Pay we believe in Greatness, and it is our team’s mission to assist your business in going from good to great. Whether we are acting as your Fintech or Banking Support Engine, we are committed to delivering a new level of culture, communication, capability, teamwork, strategy and execution with exclusive future-forward payments technology solutions to help build great business together with simplistic precision.

Jon Lakatos - Chief Payment Officer

Smarter Payments.
Seamless Experience.

Pinless Debit

With Pepper Pay's Pinless Debit, we're redefining the way you process debit transactions. Imagine having the power to seamlessly conduct debit transactions over a debit network, just like a traditional retailer – even for card-not-present and e-commerce transactions. It's 
a game changer for merchants seeking to enhance efficiency and cut costs. Say goodbye to traditional, cumbersome methods and embrace a more streamlined, cost-effective approach with the future of payment processing.

Payment Processing

Our platform empowers you to concentrate on expanding your enterprise while we handle the complexities of payment processing with utmost simplicity. Whether you operate in retail with state-of-the-art POS systems or thrive in the digital realm with custom-designed payment gateways, Pepper Pay ensures merchants can securely and seamlessly accept payments, catering to your customers' preferences. From ACH to Debit and Credit Cards, we offer a comprehensive suite of payment solutions tailored to your business's unique needs. Elevate your payment experience with Pepper Pay and watch your business flourish.

ACH Payments

Say goodbye to checkout hurdles and hello to seamless transactions with Pepper Pay's ACH solution - 'Bill My Bank'. It's not just easy, it's the simplest route to a successful transaction, designed to optimize conversion rates. No app installations or card details required. With a one-time linking of their existing bank account, online shoppers can securely make payments from any location, ensuring a hassle-free experience every time. Our BillMyBank setup is swift and intuitive, guaranteeing a smooth experience for both merchants and their valued customers.

High Risk

Navigate the intricate landscape of high-risk industries with confidence, backed by Pepper Pay's specialized expertise. We excel in providing seamless solutions for industries that others may find challenging, but to us, it's just business as usual. We understand the unique needs and potential hurdles of these verticals, allowing us to offer reliable payment processing options that let you focus on what matters most – growing your business. No more concerns about sudden cancellations from your payment processor. With Pepper Pay as your trusted consultant in the high-risk arena, entrepreneurs can scale securely, compliantly, and pave the way for sustained, long-term growth.

Pepper Protect

Secure your revenue, business integrity, and invaluable data with Pepper Protect – your first line of defense against chargebacks. We understand that chargeback prevention is not just a precaution; it's a fundamental aspect of your overall management strategy. Pepper Protect equips you with a comprehensive suite of tools to thwart preventable disputes, significantly reducing chargebacks and safeguarding your hard-earned revenue. With our Rapid Dispute Resolution (RDR) service, experience the power of automatic refunds based on your specific merchant-set parameters. This dynamic system yields immediate and substantial enhancements to your merchant account performance.


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